Container Housing Systems Corporation and Pathway To A Home Corporation
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Community Homeownership Incentive Program (CHIP) Up to 100% funding available in Jacksonville, FL
Fannie Mae and Freddie Mac
HomeReady and HomePossible
Fannie 97 Freddie HomeOne
FHA, Veteran, USDA Rural Development
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The Container Home Acquisition Program by CHSC offers a customer-centric and flexible pathway to rental or home ownership.
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Customer Qualification:
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Well-Qualified Customers:
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Optional Financial Literacy Class for interested individuals.
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Streamlined process for those well-qualified.
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Customers Needing Financial Literacy:
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Financial Literacy Class Required
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For Customers with Credit Concerns
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Credit Score from 300-600
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Mandatory 5 day financial literacy class.
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Seamless integration of financial literacy into CHSC programs.
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Phase 1: Program Introduction
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Introduction to rental and ownership options.
Phase 2: Application Process
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Guided application submission.
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Simple documentation requirements.
Phase 3: Credit Check
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Significance of credit check in the home acquisition process with bank.
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Continuous customer communication during the credit check.
Phase 4: Financial Literacy Class (For Eligible Customers)
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Overview of the 5 day financial literacy class.
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Interactive learning environment.
Phase 5: Bank Approval Process for Homeownership
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Collaborative process with CHSC partner banks.
Phase 6: Connection to CHSC Realtor
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Introduction to CHSC realtor partners.
Phase 7: Home Acquisition
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Final steps before rental or homeownership.
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Explanation of agreement terms.
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Warm welcome to the CHSC homeownership community.
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